Pearl Beach resort is on a motu, so you would have to take a shuttle boat to the main island and their base is appr. 4 km from the main village, the Maitai is on Matira section of the main island and in walking distance of snacks, restaurants, boutiques and a small supermarket open 7/7.
Nothing is really cheap here but you could buy snacks and food should you not want to take the mealplan. Having dinner outside of the hotel will always be more expensive than the package price. But then again if you don't take a package you'll have the freedom to go wherever you want.
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